How do students assess debt? A socio-cognitive investigation

This project will involve a systematic investigation into the cognitive and social factors that underpin students’ perception and appraisal of indebtedness. This is in order to examine how cognitive biases and abilities, social norms comparisons and socio-economic status can interact to determine students’ concern about, and decision-making related to, debt. The subsequent effects on debt-related outcomes, including participation in higher education and strategies to deal with debt will also be addressed. We expect the present project to be quantitative in nature and to utilise different methodologies such questionnaire- and laboratory-based studies and intervention studies to assess the applicability of the principles observed through prior testing.

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